The College Costs Estimator service, a cornerstone program of Murray & Associates, is an educational program designed to help families understand that college can be affordable. By analyzing each client family's financial situation under the Federal Methodology used to determine need-based financial aid, we provide strategies and advice on how to make the numbers work and take the fear our of the college cost issue.

Planning for college takes time if it is to be done right. Murray & Associates focuses its work with students and families on this critical issue earlier than most college-related programs to avoid "surprises" in the spring of the senior year. Furthermore, by helping families understand well ahead of time that college is possible, we believe students and their parents will take their school work more seriously, get better grades, apply to colleges that meet their needs and interests, and graduate from college ready to contribute to their communities and to society.

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